Private Products | Companion Plan

Crop-Hail Endorsements

Companion Plan

The Companion Plan is designed to cover that portion of the crop not covered by a policy reinsured or approved by FCIC. This plan provides the grower protection against any percentage of loss caused by hail and/or fire. It is designed to work in conjunction with a policy reinsured or approved by FCIC and contains increasing payment factors, which match up with the various coverage levels as follows:

Policy reinsured or approved by FCIC Level of Coverage
 
Increasing Payment Factor
 
Limit of Insurance not to exceed normal market value of your interest in the:
50%
 
2.0
 
top half of the crop
65%
 
3.0
 
top third of the crop
75%
 
4.0
 
top quarter of the crop
         

Availability: Arizona, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Montana, Nebraska, North Dakota, Ohio, Oklahoma, Oregon, South Dakota, Texas, Washington, Wisconsin, and Wyoming

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