Coverages | Agribusiness | Equine Agribusiness Coverage General Summary

About Equine Agribusiness Coverage

Rain and Hail Agribusiness Insurance provides protection customized against basic, broad or special perils for a wide variety of equine risks including:

• Dwellings and Contents
• Tack
• Barns and Outbuildings
• Feed
• Specifically scheduled items of value
• Machinery and Equipment
• Recreational Vehicles
• Hay
• Automobiles and Farm Trucks
• Liability
• Umbrella Coverage

These coverages can be further tailored to meet the needs of each individual policyholder. Initially, we offer three levels of coverage; Standard, which offers basic coverage, Select, which offers higher limits of coverage, and Select Plus, which provides the broadest and most comprehensive coverage. From there, each policyholder can further customize their policy through a variety of coverages including:

• Increased liability limits and coverages
• Replacement cost coverage available for dwellings, household, personal property and farm buildings
• Farm Extra Expense
• Farm Continuation Coverage
• Extended Replacement Cost
• Livestock Care, Custody, Control
• Tack away from premises
• Stable Liability
• Riding Academy Liability
• Boarding Liability
• Shows/Competition Liability

Customized Equine Endorsements

We offer two equine endorsements that increase the level of coverage for your equine operation. Depending on the endorsement you select, you can add automatic coverage for:

• Tack equipment you own
• Tack equipment in your care, custody or control
• Hay in buildings
• Computer equipment
• Signs and gates
• Rental reimbursement expense for horse transportation
• Rented golf carts
• Newly acquired All Terrain Vehicles and Snowmobiles